Mortgage refinance
You may need to refinance your existing mortgage to take advantage of our cheaper rates, consolidate those credit cards into one debt and take advantage of an interest rate two third’s less than the credit card rate you are currently paying. In addition it is much easier to make one payment per month instead of 5 or 6 repayments to different credit card companies.
You will also be able to release the existing equity in your home to create accessible funds for either the purchase of an investment property (or anything else that you have your heart set on!) at our cheaper floating rate or to complete home renovations.

Construction Home loans
The Mortgage Providers team are able to arrange funding for the construction of your new home. We take the hassle out of building your dream home and we do it at a floating rate that will surprise you.

Line of Credit / Revolving Credit
We can also arrange a Line of Credit or revolving credit facility so that you can draw funds quickly and easily without the need to submit an application form each time you need money.

Loans for self employed borrowers without the need to provide Financial Accounts
We have access to lenders who specialise in loans secured against your home or investment Property. The interest rates once again are very competitive.
We provide funds for business or investment purposes or for the purchase of either owner occupied or investment property up to 80% of the property’s value.
There is no need to provide Financial Accounts, however you do need to be either self employed or a full time investor.

Home loans for borrowers with an adverse credit history
Do you have an adverse credit rating or have the Bank’s declined your loan for some reason? If the answer is yes, please contact us and we may be able to assist you.

Home loans for income support beneficiaries
Income support beneficiaries are also able to purchase their dream home provided they are able to service the debt and have some savings. To find out more details, please contact us.

100% Home loans
We have special arrangements with lenders who are prepared to finance a second mortgage (if you do not have the deposit required) to enable you to purchase the home you have always wanted. The alternative to a second mortgage is for a family member or friend to provide your deposit in the form of a gift. If someone is prepared to gift your deposit, then this is acceptable as well. You do not need to have genuine savings.

Access to very low floating rates
Mortgage Providers have access to one of Australasia’s largest non bank home loan lenders and their products. Their financing through global capital markets attract Standard & Poors coveted AAA rating so you know that you are dealing with a very reputable lending institution that ensures Mortgage Providers floating rate is one of the best in New Zealand. This, coupled with our main stream Bank partners in New Zealand and their low fixed rates, ensures that the Mortgage Providers interest rates are simply the best.

You will also be receiving efficient and prompt service from experienced and friendly people when you deal with the Mortgage Providers team.